Reward credit cards come with a variety of options and to make your search easier, we have selected 10 Best Rewards Credit Cards Of November 2023. Although searching for a reward credit card is challenging, to take away the stress, we have provided a list of the Best Rewards Credit Cards of November 2023 from which you can get big rewards.
Best Rewards Credit Cards in 2023
While you need to be an aggressive points optimizer to enjoy the benefits that come with a good rewards credit card, if you choose the Best Rewards Credit Cards of November 2023, you can earn $500,000 in rewards over five years with good financial habits. Can earn Rs 2,000 or more. Of this, it breaks down to about $400 to $500 per year and most of this money can be used to buy more groceries, book airline travel or spend money on a new iPad.
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If you choose Best Rewards Credit Cards, it will also provide you with many additional perks, such as discounts at select retailers, travel insurance, annual statement credit and much more that make the rewards card worth using. Here’s a list of the best rewards credit cards we’ve come up with to help you earn big rewards in 2023. Before this you need to know what is Best Rewards Credit Cards? How does it compare to all the other cards?
What is Rewards Credit Cards in 2023? When choosing a rewards credit card
Rewards credit cards come in two main varieties: cash-back cards and travel cards. Rewards credit cards are credit cards that give you points, miles, or cashback on your purchases. You can then redeem these rewards for a variety of things, like travel, merchandise, or statement credits. While rewards credit cards can be a great way to save money on your everyday spending, it’s important to keep in mind how you spend.
Travel rewards credit cards that give you points or miles for every dollar you spend. Once your travel reward is earned, it can be redeemed for travel-related expenses, such as flights, hotels and rental cars. However, some travel rewards credit cards also offer other valuable benefits such as travel insurance and airport lounge access.
Top 10 Best Rewards Credit Cards Of November 2023
1. American Express® Gold Card
Rewards: 4X Membership Rewards® points at restaurants, U.S. 3X points at supermarkets and on flights booked on airlines or amextravel.com, 1X on all other purchases
Welcome Bonus: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card membership.
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Annual fee: $250Regular APR: Check the APR paid over time.
Credit Score: Good credit (670+)
What’s that for?
If you love to eat out, the American Express® Gold Card may be the ideal rewards card for you.
2. Capital One Venture Rewards Credit Card
Rewards: Earn 5 miles per dollar on hotel or rental car purchases through Capital One Travel, plus 2X miles per dollar on every second purchase.
Welcome Bonus: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
Annual fee: $95
Regular APR: 21.24% – 29.24% variable APR
Credit Score: Good credit (670+)
What’s that for?
Here you can earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel. With this, you can get 2X miles per dollar on every second purchase.
3. Chase Freedom Unlimited®
Rewards: You’ll earn 3% cashback on drugstore purchases and restaurant dining and 1.5% cashback on all other purchases.
Welcome Bonus: Earn $200 cash back after you spend $500 on purchases in the first 3 months from account opening.
Annual fee: $0
Regular APR: 20.49% – 29.24% variable
Credit Score: Good credit (670+)
What’s that for?
This Best Rewards Credit Cards is ideal for those looking for a way to get maximum cashback on everyday spending. Cardholders can earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining at drugstores and restaurants, and 1.5% cash back on all other purchases.
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4. Chase Sapphire Preferred® Card
Rewards: This is a dream come true for frequent spenders on travel and dining.
Welcome Bonus: Earn 60,000 points after spending $4,000 on purchases in the first three months from account opening.
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Annual fee: $95
Regular APR: 21.49%-28.49% Variable
Credit Score: Excellent, Good (700 – 749)
What’s that for?
It mainly offers a rare blend of high reward rates and redemption flexibility, which would be a dream come true for those who love traveling and dining.
5. Chase Sapphire Reserve®
Rewards: You can earn a total of 5X points on flights and a total of 10X points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after you spend your first $300 in annual travel purchases.
Welcome Bonus: Earn 60,000 points after spending $4,000 on purchases in the first three months from account opening.
Annual fee: $550
Regular APR: 22.49% – 29.49% variable
Credit Score: Excellent (700+)
What’s that for?
If you’re a frequent traveler or want to make your flights and hotel stays even more luxurious, the Chase Sapphire Reserve® should be on your radar. It depends on how you use it.
6. Blue Cash Preferred® Card from American Express
Rewards: 6% cashback on purchases up to $6,000 per year at US supermarkets (then 1%), 6% cashback on select US streaming subscriptions and 3% cashback at US gas stations, etc.
Welcome Bonus: Earn a $250 statement credit after you spend $3,000 in purchases with your new card within the first 6 months.
Annual fee: $0 initial annual fee for the first year, $95 thereafter
Regular APR: 20.99% – 29.99% Variable
Credit Score: Good/Excellent (670+)
What’s that for?
The Blue Cash Preferred® Card from American Express One of the best rewards credit cards that can earn big rewards is a great option for people who regularly spend big at grocery stores and gas stations.
7. Citi® Double Cash Card
Rewards: Get maximum 2% cashback. Get 1% cashback on all eligible purchases plus an additional 1% after paying your credit card bill.
Welcome Bonus: None
Annual fee: $0
Regular APR: 19.24% – 29.24% Variable
Credit Score: Good/Excellent (670+)
What’s that for?
If you want to maximize your money without having to worry about switching rewards categories or getting smacked at the credit union, the Citi® Double Cash Card is going to be the perfect choice for you.
8. Prime Visa
Rewards: Earn unlimited 5% back at Amazon Fresh, Whole Foods Market with eligible Prime membership, unlimited 5% back on Chase Travel purchases with eligible Prime membership, unlimited 2% back at gas stations, restaurants and local transit.
Welcome Bonus: Prime members receive an instant $150 Amazon gift card upon approval.
Annual fee: $0 (but Prime membership is required)
Regular APR: 19.49% – 27.49% Variable
Credit Score: Good/Excellent (670+)
What’s that for?
People who frequently shop at Amazon and Whole Foods may want to look into the Prime Visa. This includes a whopping 5% cashback on all purchases made by Prime members at Amazon.com, Amazon Fresh and Whole Foods.
9. Chase Freedom Flex℠
Rewards: 5% cashback on rotating quarterly categories (up to $1,500 spent per quarter, then 1%)
Welcome Bonus: Earn a $200 bonus after you spend $500 on purchases in the first three months from account opening.
Annual fee: $0
Regular APR: 20.49% – 29.24% variable
Credit Score: Good/Excellent (670+)
What’s that for?
If you want to maximize cash-back rewards, you may want to consider a revolving bonus category card like the Chase Freedom Flex℠. The cash-back calendar changes every quarter.
10. Discover it® Cash Back
Rewards: Cashback Match™: At the end of your first year, Discover Card will match all cashback you earn, dollar for dollar, up to $1,000.
Welcome Bonus: Cashback Match™
Annual fee: $0
Regular APR: 17.24% – 28.24% Variable APR
Credit Score: Excellent/Good
What’s that for?
It’s for moderate spenders willing to activate 5% rotating categories and track quarterly spending limits, and this no-annual-fee card also offers nice rewards outside of its ongoing 1% earning rate.
How to Choose the Best Rewards Credit Card?
Here we have provided a list of how to get big rewards with the Best Rewards Credit Cards in November 2023. There are so many best rewards credit cards that it can be difficult to choose just one, so we’ve put together a list of the 10 Best Rewards Credit Cards in 2023.
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Talking about reward credit cards, they are available in all shapes and sizes. Therefore, it is also important to know what your spending habits are while choosing you. What are your financial goals? Your credit score will determine which rewards credit card you are eligible for. Some rewards credit cards have an annual fee, while others do not. Before you can reap big rewards with these best rewards credit cards, you need to decide if you’re willing to pay the annual fee for the card.